Flexitypes for Personal Growth

‘Failure is not falling down, it is not getting up again.’ Mary Pickford

‘Sometimes I think women are lucky because they can develop in ways men can’t. The old boy network may be oppressive to women, but it actually stunts men in terms of personal growth.’ Willem Dafoe

‘Age wrinkles the body. Quitting wrinkles the soul.’ Douglas MacArthur

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Flexitypes are useful for directing your personal growth. While Flexiscribes are helpful for emotional health & strength. What’s the difference? Flexitypes are simply types of flexibility – dimensions of freedom, if you will. Flexiscribes code for flexibility. But more about them in other blogs.

When it comes to business flexibility, there are at least 14 flexitypes that this blogger has discovered and analysed. An improvement in any of them leads to greater business flexibility. For the record, the 14 business flexitypes are; design flexibility, communications flexibility, resource flexibility, product flexibility, service flexibility, process flexibility, system flexibility, project flexibility, channel flexibility, procurement flexibility, contract flexibility, management flexibility, business model flexibility and stakeholder (including customer) flexibility.

But what about personal flexibility?   A similar set of flexitypes are present. And again, improvement in any of them leads to greater personal flexibility.

1. Personal plans are a bit like business design flexibility. Just don’t be rigid on the plans!

2. Choosing to change our style & how we talk to specific people, is similar to business communications flexibility.

3. We are but one person. So choosing how, how much and when we make an impact, is like business resource flexibility & business channel flexibility.

4. What we do, based on our opportunities, our talents, our influence & our reputation is like business product & service flexibility.

5. Creating flexibility concerning our ways & methods, is like business process flexibility.

6. How we enlist support to help others, who we approach and what we concede in return, is like business procurement flexibility & contract flexibility.

7. Our moral frameworks & the scope of our efforts (our sensitivity to giving) resemble business model flexibility.

8. How we operate within our relationships and our expectations of friends & family resemble business stakeholder flexibility.

In summary, if we take say 20 minutes once in a while, to work our way through various flexitypes relating to our own personal flexibility, we can uncover and discover more ways to embrace PFL for personal growth & problem solving.

As always, if you find these blogs useful, feel free to spread the word.

Simon

A walk on the Flexibility wildside

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I’m an adventurer at heart. I’m comfortable in big cities of the World, but it’s fair to say that the outdoors are my second home.

People who aren’t adventurers, think adventurers must be miserable. And never content with what they have. My view, and I know I don’t necessarily speak for other adventurers, is that adventurers do appreciate the novel and the familiar. We love our families and our friends. So much so that we try to make both groups bigger. We invite others to make new adventures with us. If we’re wise, we accept it, when they don’t necessarily say yes.

The spouses and children of military or emergency services workers, come to accept that part of what makes their father or mother that military or emergency services person, isn’t to get away from those they love. Instead, it’s a deep-seated part of the adventurer’s life to do other things. For their country, for their community, for themselves.

In the last few years, I feel lucky enough to have walked a novel path along the flexibility (FL) journey. Like those who travel to experience other cultures. What I can say is that the further I’ve travelled on the FL journey, the more I’ve found out about flexibility that there is to be discovered, made sense of and described to others who might be interested.

I discovered soon after I started along the FL journey, that it seems to come in two types, twice over. There is business flexibility (BFL) and personal flexibility (PFL). There is also mental and physical flexibility.

I also quickly came to the realisation that flexibility is like maths for an engineer. Language for a lawyer. Health and strength for an athlete. Or a Swiss Army knife for the army and civilian alike. In other words, it’s a useful toolkit to solve multiple problems. Ones that relate to (personal) growth and uncertainty (resilience & risk management) especially. Hopefully, lots of other people have come to, or are coming to this realisation too.

It follows that flexibility thinking is about how you use the FL toolkit. FL thinking can help you get out of a rut. To bypass an impasse. Or to redirect a moving vehicle away from driving over the cliff edge.

By getting into the habit of consciously practising personal flexibility (PFL), it can help you in business. And visa versa. Because many of today’s problems are complex, because the costs of complexity are high, because markets are complex and because bureaucracy often gets in the way of well-intentioned growth, we need to move from not using flexibility or flexibility thinking. To instead use both FL and FL thinking together to solve problems.

Lastly, the Fisccollection collection of blogs concentrates on personal flexibility in its various forms & applications. Just like with a multi-page food menu at a restaurant, if you’re hungry every day and you like to explore new choices, the ‘flexibility menu’ of these blogs, ought to help.

Simon

Self Determination and Personal Flexibility

‘Nothing is impossible. The word itself says I’m possible’ Audrey Hepburn

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As an adult, each day we influence the World. And the World influences us back. On the bad days, it all seems a bit David and Goliath. On the good days, a simple walk in a public park, shows us the big, open skies.  Something amusing, the beauty of nature. Some clever landscape design. Some businesses & brands selling us yummy food and drink. A bit of structure and boundaries. And a diverse bunch of people of all ages having fun together. A microcosm of the wider World.

On the David and Goliath days, it’s natural to think we have little lasting influence over others. Meanwhile, the World bombards us with endless messages. We personally see bad things happen to good people. And the media focus on negative, sensational news, makes us weary of human behaviour. And the future generally.

Perhaps our own influence (the power of one and the power of self belief) is bigger than we think. While the World’s ability to sap our spirit & bend our goals, isn’t as strong as it first appears.

Life is full of surprises. And the rate of progress uneven – exponential is the new linear. A part of Personal Flexibility (PFL) is about running with a baton in each hand – the plans in one hand and the means to cope with surprises in the other.

Personal Flexibility should be more than free will. Or more than free will put into action. We owe it to ourselves to create choices. To do worthwhile and worthy projects in our lives (create meaning).

If we build strong relationships and solve significant problems, the rewards will buy us the freedom to determine our own futures, within reason – in a word, self determination.

Self determination exists at the level of the person and at the level of the family. In the same way the family’s identity is the sum of the identities of its members, a family’s self determination is also the sum of the self determinations of its family members. For family self determination; the family traditions, referencing your roots, the guidance passed down from one generation to another, all clash and contrast with the headstrong actions of individual family members, to break free from the past. To copy their friends. And change with the times.

Self determination also exists at the level of the community (think neighbourhood watch schemes, block parties, local business actions, recycling ventures, local stadium events, community festivals). And it exists at the level of the state (in the UK, think Brexit. Elsewhere, think independence from colonial rule).

For self determination, if the whole is the sum of the parts, PFL takes on a vital role in one respect. Balancing off individual self interest (greed & self benefit) versus achieving benefits for a wider good. Even the richest people know their money is of little value; if the air is toxic, if rising oceans flow over their land, if too many people populate the Earth. If there is no future for their own children.

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A final thought. At the person level and even at the family level, if self determination is somewhere on the road to happiness, PFL is a warm, friendly vehicle to offer us a faster ride in that direction. What do you think?

As always, if you find these blogs interesting, feel free to tell others.

Simon

Making Judgements and Personal Flexibility

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A work colleague told me you shouldn’t judge people.  The trouble is, our economic, political and legal systems depend on someone judging something. Judgement of a chief exec’s ability to build customer support and create shareholder wealth. Voters on Election Day judging the government and its leader’s performance to date. Jurors deciding whether someone accused of a crime is guilty, beyond all reasonable doubt. We even make a safety judgement, when we let another person drive us somewhere in the car.

So if at times, we have to judge, does having more personal flexibility (PFL) make for better judgements? Ones that are fairer or more accurate?

Take a moment to think about how you make a judgement. Is it:

  1. First impressions rule ok.
  2. I’ll stay unconvinced until you prove it to me.
  3. I just don’t believe the so-called evidence you’re providing and serving up more of it won’t change my view (I suspect you’re lying).
  4. I’ll go with what I think is the most moral option.
  5. Which option will benefit me the most?
  6. Which option is the least risky?
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So how can Personal Flexibility help? One way is to select from a wider set to tools, on a case-by-case basis. In other words, don’t just apply one of the above approaches to all situations needing your judgement. In more other words, first judge which approach to use for the situation at hand. Maybe try making a second judgement (of the same situation) using one of the other approaches. See if you get the same result. If not, try adding a third approach and go with two out of three. If you face a really tricky situation, where you have to make a judgement call, apply all of the above, putting different weighting’s on the approaches if you have to. And add up the overall score (for or against).

Another way is to make a judgement. Observe the result with an open mind, And then change your judgement if need be. Changing your judgement isn’t weakness. Instead it’s evolution. Smart researchers who go on to develop wonder drugs, clever engineering solutions, or win Nobel prizes, aren’t afraid to evolve their theories if need be. Brave and respected politicians likewise.

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A further way to decide is the ‘Benjamin Franklin’ approach. Write down a list of pros and cons. Then go with the overall result, taking into account that some on the list might be significant and others minor (split each list into significant and minor items if need be).

If you find these blogs useful and meaningful, feel free to tell others.

Simon

Personal Flexibility and Time Management Revisited

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The Royal Trinity Hospice in London apparently has a motto ‘living every moment’. It’s a great one for terminally ill people, to make the most of the life they have left. Essentially it’s about enriching time.

If you’re pushed for time, try the technique of playing for time. Tell someone you can come up with a good answer or solution – perhaps better than they’re expecting. But you need another x hours to do so. This blogger has been in a couple of life-threatening, outdoor situations, slammed by multiple problems at once. Playing for time (the plan ‘B’), can literally save your life.

Staying in time (being a slave to the rhythm) can ease the burden. Especially if learning something new like; dancing, singing, swimming, marching, relay races or three-legged races in some parent-child, school event. Making love or debt repayments. Or following that car in front of your one.

Paying for time is a great solution for income-rich, time-poor people. Or those doing online grocery shopping because they don’t want to spend time driving to the store and shopping in person.

Making time and keeping time are like what you should do with promises. Choose carefully how to spend your allotted time (and choose your promises carefully too, preferably under-promise and over-deliver). Keep track of whether the time (and effort) invested is paying off in some way for you. We don’t have to charge for our time. But it’s ok to have expectations.  That in return for your valuable time, something positive should result.

Leveraging time is about reaping multiple benefits from one action. Lazy people love it.

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Use your daily work commute productively, not simply as an entertainment opportunity. Let your car’s onboard computers automatically handle more support aspects of your driving experience. So you can have a rewarding conversation with passengers instead.

Juggling time (or thin-slicing your time) is about juggling lots of loose ends, when you face delays and lead times. This blogger was recently given the job at work of setting up a new office in a foreign (non English speaking) country in Europe. As you can imagine, loads of signed form originals and ID documents were required, all referring to each other. Since you can’t complete any one aspect in its entirety, juggle the steps in the various processes concurrently instead. It is effectively filling in the waiting time with productive work. Accept that progress is uneven and therefore do planning ahead of time. And fact-find in the quiet times.

As always, if you find these blogs inspiring or thought provoking, spread the word for others to benefit too.

Simon

Networks and Personal Flexibility

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Just as individuals at work make up teams, who make up organisations, so individual family members make up nuclear families who are part of wider family groupings too. Individuals also form networks with their friends, work colleagues and various online communities of interest in the wider world.

Each interaction the individual has may vary in; the length of the exchange, its style (level of structure, informality and language used). And in the baggage that comes with each communication. Is there a long history of frustration or rivalry? Is it a very new relationship? It there a lot of trust and goodwill built up between the parties involved?

It takes quite a bit of personal flexibility to compartmentalise all those interactions. To remember what you said to who. And when. What their reaction was. What they asked you to do. What you agreed with them. Or promised to do. What you need to do, now that other events have unfolded.

Clearly there are memory aids to help. Diaries, checklists and notepads. Your prompting children or spouse. But it’s hard to get through a lifetime of all those interactions, without getting it wrong at some point.

At best, relationships are a journey of discovery. Some might say a minefield. Over time, you find out people’s preferences. Their desires. What offends them. What sets off an emotional reaction that isn’t necessarily what you were expecting. And because human beings are complex and changing, you can’t expect that what used to work well in the past, will necessarily still work in the future.

Personal flexibility (PFL) comes into its own to cope. Accept a best efforts effort from yourself. If you learn and adjust, apologise even, people will give you marks for trying. Try trusting them to see the bigger picture.

You may even find yourself becoming the ‘switch’ in the network from time to time. The person others go through in their various exchanges. The person they ask advice from before they act. It’s ok to be exasperated when your friends or family don’t take the advice you give them. The important part is to keep growing and evolving as a person. No one predefines your life for you.

It’s your path to tread and your direction to choose. Bon voyage.

Simon

Household Budgeting and Personal Flexibility

Firstly a caveat: this particular blog isn’t meant to offer specific financial advice to the reader about what investment products or investment classes to invest in. Readers should seek professional advice to help them understand the risks and choices available relating to financial products made available by particular providers.

What is a household budget?

It is simply looking at a period of time, such as the next 12 months. And listing both household income and expenditure over that period, with a reasonable degree of accuracy. If there is little accuracy, the list is merely a dream.

Secondly, try not to confuse precision with accuracy. Precision might estimate items on the list to the nearest penny. But that doesn’t mean those numbers are accurate. Accuracy is about being broadly right (to the nearest one thousand dollars or pounds say).

Fixed costs and volatile costs

Some household spending items are easy to estimate. And won’t change for the foreseeable future. For example, agreed mortgage payments, or room rent.  Others are inherently uncertain. For example, repair costs. Or the earnings & duration of the next ‘gig’ for gig workers.

Volatile costs are a form of uncertainty. And uncertainty can be managed by improving your personal flexibility (PFL). See my blog on ‘Personal Flexibility and Uncertainty’ for more on this.

When you put together your annual household budget, try to identify which items are fixed (reliable) and which line items are volatile. How volatile? Plus or minus 20% volatile? If there are lots of volatile items and the level of volatile (plus or minus) is significant, you could usefully do a ‘best case’ and ‘worst case’ version of your expected budget. Then as you monitor your actual progress against your budget during the year, you can start to take steps. For example, if your household budget increasingly moves towards the worst case version, then as soon as possible, start cutting back on discretionary spending. Or increase the income sources. Likewise, if the actual budget increasingly moves towards the best case version, try to actively save those extra funds ‘for a rainy day’. By increasing your household savings, you are making your PFL stronger.

Lines of credit

It is tempting to use your lines of credit (bank account overdraft or credit cards) to bridge the gap between household income and spending. Try to resist living your life on credit. That resistance will save you money. And increase your PFL, by giving you more short-term options if you need money in a crisis.

Budgeting for time-poor budgeters

The household annual budgeting can be as much of a chore as you want to make it. For my own household budget, I spend as little time preparing & monitoring actual spending as I can get away with. And it certainly isn’t itemized to two decimal places of precision!

Budgeting for big ticket items

How do you budget for big items on your annual household budget? The solution is to slowly save up for them. And buy them when you can finally afford to. Or to use bank loans to buy them. And pay off the loan at a rate you can comfortably afford over time. You’ll need a good credit history to get a bank loan, so bear this in mind.

You will have more personal flexibility, if you slowly save up (no interest costs) to buy the big ticket items. Perhaps think about taking out a loan to only buy big items that will go up in value themselves over time. But where you get a benefit from them every day. For example, a property comprising a home on some land you own. That said, buy at a good price and try not to buy land in an area prone to flooding, coastal erosion, hurricanes etc to reduce your risk.

Quick wins and small triumphs

Try if you can, to have some items in your annual household budget that give you & your family some quick wins and small triumphs. You can’t live your entire life saving up for the things you want. And never actually see any benefits along the way.

Single benefits and family benefits

Try if you can, to include some items in your household budget that benefit the whole family. Not just one or two members. It’s a bit like in the workplace, if the employer offers a pension scheme, all staff can benefit. If they only offer childcare support, or a commuter train travel loan, staff will benefit unevenly.

Time and money trade-offs

To some extent, budgets are a trade-off between time and money. For people who are time-poor but money rich, they pay for more support services and that is reflected in their household budget. For those in the opposite position, they have more of a do-it-yourself culture and save money by say growing their own food, doing childcare inhouse and cooking their own meals. Be realistic about your budget and what trade-off will work for your household.

Budget trade-ons versus budget trade-offs

One way to improve your budget is to look for tradeons rather than tradeoffs. A trade-on is like a double benefit. For example by cutting back on expensive entertainment and doing some self-study instead, you increase your marketable skills (to earn more income), but save money in your household budget as well.

If you prepare a first version of your annual budget and don’t like the result, look for some trade-ons to make the budget more viable.

There tends to be a positive correlation between trade-ons and PFL i.e. the more of one, the more of the other is possible.

Lastly, if you find these blogs useful, please spread the word, so others can benefit too.

Simon